This months Monday’s with Matthew focuses on mortgage rates and what we can expect for the future. Gardner gives a crash course on how mortgage rates are set. There are many factors that impact the rate a homebuyer will get, which include credit scores and loan to value ratios, but the base rate is set […]

  This months Monday’s with Matthew focuses on the latest Home Purchase Sentiment Index Survey. This is a survey that focuses primarily on housing and it shows the responses of 1,000 consumers across the country. Gardner shares data about about the housing market regarding buying, selling, and if home prices will go up or down […]

  Gardner jumps right into the data releases that came out in August and starts with the new housing permits and starts. New home permits (single family permits) fell by 17% in July and they have been heading backwards since March. Although we have seen a pull back over the past few months the trend […]

  This was a great month to look at the data for the number of homes in forbearance as the program stopped taking new applications at the end of June. The situation today is a vast improvement from where we were last may. More than 4.76 homes were in the program last May, but by […]